Meijer mPerks starting 1/30-2/2 $5 off $50, $10 off $10 or $15 off $150

If you have any shopping to do at Meijer, make sure to clip the mPerks coupons which start tomorrow, Thursday 1/30 through Sunday 2/2 for $5 off $50, $10 off $100, or $15 off $150!  Go here to create an account or clip your coupons:


Possible security breach at Michael’s Craft Stores

There’s yet another store which may have had a security breach.  Link to the article and then copy and pasted below:–sector.html.  This was posted in Yahoo news so if you shopped there in the past few months with a credit or debit card, please keep an eye on your statements:

By Jim Finkle

BOSTON (Reuters) – Michaels Companies Inc, the biggest U.S. arts and crafts retailer, said it is investigating a possible security breach on its payment card network and advised customers to check their financial statements for fraudulent activity.

If confirmed, it would mark the second known data breach since 2011 at Michaels, which is preparing to sell shares in an initial public offering.

“We are concerned there may have been a data security attack on Michaels that may have affected our customers’ payment card information,” Michaels Chief Executive Chuck Rubin said in a statement on Saturday. “We are taking aggressive action to determine the nature and scope of the issue.”

The warning comes in the wake of a massive data breach at Target Corp over the holiday shopping season, and suggests that hackers may be attacking U.S. retailers in a spree the extent of which is yet to be fully understood.

Target last month said hackers had stolen some 40 million payment card records and accessed 70 million customers’ records. Luxury retailer Neiman Marcus has also disclosed a data breach that compromised data from about 1.1 million cards.

The U.S. Federal Bureau of Investigation last week warned retailers to expect more attacks and said the agency has reviewed 20 incidents over the past year that were similar to the recent breaches.

Michaels said federal investigators and an outside forensics firm were investigating to determine if there had been a breach. The company said it decided to warn the public and launch a probe into the matter after hearing that there had been an increase in fraud involving cards of customers who had shopped at its stores.

It was not immediately clear how many cards might have been affected, when an attack might have occurred, or whether the systems were currently compromised. A Michaels representative declined to elaborate on the statement.

U.S. Secret Service spokesman Edwin Donovan told Reuters his agency was investigating the matter.


Michaels, whose major investors are Blackstone Group LP and Bain Capital LP, last year filed documents with the U.S. Securities Exchange Commission to go public. The company resubmitted its IPO documents late last month following a restructuring.

In a high-profile 2011 attack, hackers replaced some 84 PIN pads on payment-card terminals at a small number of Michaels stores, resulting in the theft of about 94,000 payment card numbers, according to Department of Justice attorneys who eventually prosecuted two men charged in that case. (

Last year the Irving, Texas-based retailer settled a class-action consumer lawsuit related to the matter, without admitting to any wrongdoing.

Michaels disclosed the 2011 attack in an S-1 registration statement that it filed with the Securities and Exchange in March of last year.

“This is devastating for them because this is the second time in a row,” said Gartner security analyst Avivah Litan. “The public and the credit card companies are going to slap their wrist twice as hard because they’ll say they haven’t learned their lesson and that they can’t be trusted.”

But that criticism might be tempered somewhat, given that other retailers have been breached, Litan said.

The FBI has warned retailers about cyber criminals using “memory-parsing” software, also known as “RAM scrapers.” When a customer swipes a payment card at checkout, the computer grabs data from the magnetic strip and transfers it to the retailer’s payment processing provider. While the data is encrypted during the process, RAM scrapers extract the information from the computer’s live memory, where it briefly appears in plain text.

RAM scraping technology has been around for a long time, but its use has increased in recent years and cyber criminals have added features to make it more difficult for victims to detect the malicious software on their networks.

“They have gotten much more sophisticated,” said Daniel Clemens, chief executive of the cyber security firm Packet Ninjas, whose firm investigates credit card breaches at retailers. “We are in a cycle where the incidence of these attacks will just continue to grow.”

(Reporting by Jim Finkle. Additional reporting by Mark Hosenball; Editing by James Dalgleish, Gunna Dickson and Tiffany Wu)

Checkout 51 earn money back on your grocery purchases!

Have you heard of Checkout 51 yet?  It’s an app. where you can save money on your groceries!  What I love about this particular app. is that there are not requirements on purchasing at certain stores.  You do need a device where you can take pictures of your receipts and submit them through the app. in order to be reimbursed.  When I first signed up, they had an offer for $2.00 earned when you submit a grocery receipt of $20 or more!  I am not sure if this offer is still available, but it’s worth it to check it out.  The offers may disappear after so many offers are redeemed so make sure to submit your receipts after buying an offer.  The minimum required in your account is $20.  You can download the app. here:

Osh Kosh b’Gosh extra 30% off clearance and Carter’s extra 25% off clearance through 1/20

ImageThere are some really great clothing clearance sales going on right now including at the Osh Kosh b’gosh store.  I headed there this week and they had an extra 20% off clearance items.  I found some great deals on shirts as low as $1.99 (before extra 20% off) and up to $4.99 (before extra 20% off).  Now their clearance items are an additional 30% off and they still had racks and racks of clothing left.  I also found a pair of winter boots for $11.99 (before 20% off).  Their partner company Carter’s is also having their clearance sale and they have an additional 25% off their clearance items.  If you live near an Osh Kosh b’Gosh or Carter’s, it may be worth it to make a trip to the store.  They also have the same sale online, although there is a shipping fee of $6.  You can buy items from both Carter’s and Osh Kosh b’Gosh and have it shipped together. I asked at the Osh Kosh b’Gosh if online purchases could be returned in-store and she said they could be. 

Toys ‘r Us and Babies ‘R Us winter clearance with outfits as low as $3.20 with coupon!

There is a great clearance going on right now at Babies ‘R Us and Toys ‘R Us in their clothing and shoe sections. They have items in other departments within their store on clearance as well, but I was checking out the clothes. All of their clearance clothing is $4 and you can use a 20% coupon so each item is $3.20! They also had winter coats off 75% off as well! There is also a coupon for 15% off one regularly priced item. Here is the link to the coupon:
Here were some of the pictures of the racks. They had a lot more clothes at the Babies ‘R Us than the Toys ‘R Us in Indianapolis. I even saw some cute Halloween costumes for the younger ones.





Free Credit Monitoring from Target if you shopped in-store during the security breach

Target announced last week that in addition to some of the credit/debit card data that was gathered during their security breach from November 27, 2013 to December 15, 2013, your name, email address, address, and phone number may have also been compromised.  Target is offering up one year of free credit monitoring for anyone who shopped in-store during the security breach.  There is no proof needed that you shopped in-store.     This is where you can register: Once you complete the information, there will be an activation code sent to you. Also, you will need to sign-up for this before April 23, 2014 and redeem your activation code by April 30, 2014. More information can be found here: